Pensions managed service
This is a major investment service we provide for personal pension fund money, SIPPs and SASS. It combines the administrative and reporting functions usually carried out by insurance companies with bespoke investment management of funds. Our service is both for those building up a pension fund ahead of retirement and those who have retired or are considering retiring and wish to extract their pension income by means other than annuity purchase.
Our Pensions Managed Service was launched in 2002 with the objective of delivering superior investment returns (after all charges) than traditional insurance based pension funds.
A number of different strategies are employed in order to meet this objective, and these depend on the underlying investors attitude to investment risk, time horizon and intention as to how they wish to extract benefits from the pension fund when they retire.
All pension strategies adopted are very well diversified and have exposure to the main asset classes of cash equities, bonds, property, commodities, private equity and investments which are uncorrelated to the stock market. One of the main advantages of our service is the ability to access and employ the very best fund managers from both the retail and institutional market place who have traditionally substantially outperformed insurance based investment managers.
Exposure is gained to the underlying asset classes by investing in both retail and institutional funds, investment trusts, exchange traded funds and direct individual equity holdings. Investment is also made into special funds and investments that use hedge strategies to lower risk and provide enhanced returns.
Advantage is taken of prevalent themes to tilt the portfolio to gain greater exposure to areas where returns are likely to be superior for instance at present there is in excess of 5% exposed to both agricultural and industrial commodities on the strength of the growing economies of India and China together with companies involved in and having exposure to water and power infrastructure and global energy.
The Pensions Managed Service is run by Mark Beaney who launched the service in October 2002 and has all of his own pension monies invested into the service. Although no two portfolios are identical there is a great deal of commonality between the portfolios invested in the same strategy and across portfolios generally.
Suitability
The Pensions Managed Service is suitable for anyone who is less than satisfied with their existing pension arrangements, particularly insurance based schemes and would like to have access to the best fund managers in the market place and with diversification across asset classes. The minimum lump sum investment is £100,000 although a lower initial amount will be considered where regular contributions are made. Pensions Managed clients can also view their portfolio on line at www.transact-online.co.uk
For more information please contact us.